Car Loans in Owings Mills

We're here to help you buy your new vehicle!

Get the Best Price with Efficiency & Confidence at Koons Kia of Baltimore

All too often, drivers in and around Baltimore put off exploring car loans and leasing options due to a perceived lack of efficiency and affordability. Who wants to go through a long, drawn out application process only to land on a price they can't afford? At Koons Kia of Balitmore, we're proud to say that our team of vehicle financing professionals have simplified the car loan and Kia lease process in a way that makes it incredibly efficient while placing a priority on getting our clients the best deal possible. So if you're interested in any of our new or used vehicles, be sure to fill out our simple onlinefinancing application. You can also visit us at our headquarters at 9610 Reisterstown Road here in scenic Owings Mills. Our amicable staff will be happy to let you test drive selections from our inventory, such as the hot new Cadenza or sporty Sorento.  Our team will also keep you up to date our current array of specials. Because at the Koons family of dealerships, vehicle financing is easy, efficient and, most importantly - affordable!


No-Hassle Trade Evaluation
Our trade-in experts at Koons Kia will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV.

Buy vs Lease
Buying a car is easy, how you pay for it is more involved. If you want more  information on what works better for you click here.

Quick Links to help with your financing questions:

You've got questions we've got answers.
  A quick payment and interest calculator.
The FTC has some info for you on vehicle financing.

Vocabulario finanzas

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:

> APR:
The Annual Percentage Rate

> Assignment:
A transfer of a loan from one lender to another

> Base Price:
The costs of a car with standard equip incentives & freight

> Certificate of Title
A Legal document issued by a state at the time of sale.

> Co-signer:

A person who takes on a loan if the orig. borrower stops pay

> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

Manufacturers Suggested Retail Price

> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months

> Underwriting:
Verifying the data used to obtain a loan
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